10 Ways to Save Money on Car Insurance

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Abstract: Depending on your driving record, your age, your experience, and your lifestyle, there are definitely ways that you can save money on car insurance.

According to Electric Insurance Company, the below is a list of their top ten recommendations to reduce the cost of auto insurance:

10. Maximize discounts for safety equipment.

Whether it's a vehicle you own or one you are leasing, know how these features affect the cost of your insurance.

9. Install anti-theft systems.

Protecting your vehicle from theft can save you even more money.

8. Join a carpool.

Discounts may be available from your insurance company if you carpool or qualify for mileage credits.

7. Take a driver training course.

Driving smart is not only important; it may earn you discounts as well.

6. Research Student Driver discounts.

Don't overlook Good Student discounts or the need to update your policy if you have a high school or college student driver.

5. Purchase a full 12-month policy.

Eliminate six-month price increases and reviews with an annual policy.

4. Adjust your Collision/Comprehensive.

Consider the age and condition of your vehicle when analyzing this coverage.

3. Select higher deductibles.

Adjusting your policy deductibles could yield instant savings.

2. Combine auto and home policies.

Simply having your auto and homeowner (or renter) insurance with the same carrier could earn you surprising savings.

1. Drive Safely.

Safe drivers should earn rewards that grow each year – are you?


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